๐Ÿงฎ Free Cost Calculator

What does your AI usage actually cost?

Every tool prices differently โ€” flat subscriptions, tokens, credits, per-seat. Tell us how you use AI and see the real monthly cost across all of them. No tokens math required.

How do you use AI?

๐Ÿ’ณ Pay-per-use (API / tokens)

est. monthly cost at your volume

๐Ÿ“… Flat subscriptions

you pay this regardless of usage
How this is calculated & assumptions

Pay-per-use = (your message volume ร— estimated tokens per message) ร— each model's per-token price. We assume per message โ€” Short โ‰ˆ 250 in / 350 out tokens, Medium โ‰ˆ 800 in / 1,200 out, Long โ‰ˆ 2,500 in / 3,500 out โ€” across ~30 days/month. Real usage varies; treat this as a ballpark, not a bill. Subscriptions are the standard individual plans. Prices as of June 2026 โ€” always check the provider's current pricing. OpenClaw is self-hosted (free software): your cost is whichever model's API you plug in, plus your own hosting/compute โ€” so it tracks the pay-per-use numbers above for the model you choose.

๐Ÿค– Agentic tasks โ€” Copilot Cowork (credits)

a different beast from chat

Cowork doesn't charge per message โ€” it charges credits per task (one "task" = a whole multi-step job the agent runs), billed at $0.01/credit. Usage billing starts July 1, 2026.

Want to understand why these prices differ โ€” tokens vs credits vs messages?

Read the free cost lesson โ†’